RAW Capital Partners has reported a strong first quarter for its UK mortgage proposition, following the launch of the range in December 2025.
The Guernsey-based specialist lender has 10 years of experience in providing bespoke mortgages to foreign nationals, UK expats and Channel Islanders investing in UK buy-to-let property. In December 2025, it expanded its offering so it could lend to UK residents.
In Q1 2026, RAW Capital Partners wrote a third of new business from its UK mortgage company. The lender also wrote as many loans to UK-resident borrowers in the quarter as recorded across the whole of 2025.
The majority of these new customers were corporate borrowers, which leverages RAW’s experience in lending to offshore structures.
In addition, the proportion of borrowers servicing their debt from UK bank accounts rose from around 2% in 2025 to approximately 15% in Q1 2026, following an earlier update to RAW Capital Partners’ proposition allowing foreign national borrowers to do so. The lender continues to accept payments from either UK or non-UK bank accounts, subject to eligibility.
Tim Parkes, CEO of RAW Capital Partners, said: “It’s encouraging to see such strong uptake for our UK mortgage proposition following its launch in December.
“Opening up our products to UK residents was a natural next step for the business after 10 years of supporting complex overseas clients investing in UK property, and we are pleased to see that the product range has been well received by brokers so early on.”
“The rise in borrowers servicing their debt from UK bank accounts also reflects the value of making practical changes in response to borrower and broker needs. It's a good example of how we continue to adapt our offering in line with the challenges the market is facing, and that approach will continue to shape our products and proposition."
