Molo, the specialist mortgage lender serving UK and overseas landlords, has reduced all two- and five-year fixed rates across its Standard buy-to-let product range for UK resident borrowers by 10 basis points.
The Standard range is available to individual and limited company borrowers, including first-time and portfolio landlords, for property purchases and remortgages.
Effective from 9am today, two-year fixed rates within Molo’s Standard buy-to-let range now start from 3.60%, reduced from 3.70%, with five-year fixed rates starting from 5.30%, down from 5.40%. Both starting rates are available at up to 75% LTV.
Products are available at up to 80% LTV, where two-year fixed rates start from 3.65% and five-year fixed rates start from 5.35%.
Fixed pricing across Molo’s Specialist buy-to-let range remains unchanged, with two-year fixed rates starting from 3.74% at up to 75% LTV. Fixed rates across its Semi-Commercial proposition also remain unchanged, with two-year pricing from 5.99% at up to 65% LTV.
Molo’s full range of product guides for UK-resident, Non-UK resident and expat will be updated and available for viewing from 11th November 2026.
Molo’s Distribution Director, Martin Sims, commented:
“Landlords continue to face a challenging environment where borrowing costs remain a key consideration. We are therefore pleased to be reducing two- and five-year fixed rates across our Standard buy-to-let range to pass savings on to borrowers.
“These latest reductions strengthen our proposition for brokers supporting landlord clients, whether they are purchasing a new investment property or remortgaging an existing one. As a specialist lender, we are committed to reacting positively and promptly whenever market conditions allow.”
