Landbay, has today (10th February 2026) announced the launch of two new two-year trackers and two zero fee, five-year fixed-rates within its Premier range of products.
Premier is a range of standard products for landlords with up to 15 properties, available to both individual and limited company landlord borrowers, and features some of Landbay’s most competitive rates.
The two Premier trackers launched today are both available up to 75% LTV with no early repayment charges. A two-year tracker, for both purchase and remortgages, and a like-for-like remortgage-only tracker, both available at Bank Base Rate (BBR) plus 0.34% - currently 4.09% - and 3% fees.
Landbay said the new trackers would be attractive to landlord borrowers who believe there is more room for BBR cuts over the next year or two. At last week’s Monetary Policy Committee (MPC) meeting, members voted to keep BBR at 3.75% by a slim 5-4 margin.
The lender is also launching two new zero fee, five-year fixed-rate products today, available up to 75% LTV. The first is a 5.09% product for both purchase and remortgages, while the second is a remortgage-only 5.14% product which comes with a free valuation.
The new products follow a range of additions to the full Landbay product proposition last month, include a new partnership with digital conveyancing firm, Conveyd, which saw the launch of a new range of remortgage products including assisted legals and a free valuation.
Rob Stanton, Sales and Distribution Director at Landbay, said:
“The markets appear to be pricing in two, possibly three, further BBR cuts over the next year, but in many cases that expectation is already built into fixed-rate pricing. Our new two-year trackers are therefore designed for landlords who want to see the full benefit of any base rate cuts if or when they happen. With no early repayment charges, they also give advisers and their clients flexibility to move to a fix if the rate outlook changes.
“Alongside this, we are adding two new zero fee ,five-year fixes for landlords who prefer longer-term certainty without the cost of upfront product fees. For many remortgage clients, removing fees can materially improve cash flow from the outset. These launches reinforce our focus on giving advisers straightforward options and landlord borrower solutions within the Premier range, now across both tracker and fixed rates, ensuring they are aligned to how landlords are approaching borrowing decisions in the current market.”
