Buy-to-let lender, Landbay, has today (10th September 2026) announced a series of rate reductions across its Core buy-to-let range, with cuts of up to 0.20%.
The reductions apply across 19 of its 75% LTV two- and five-year fixed-rate products covering both Landbay’s standard Core and Core AVM options and offering brokers a choice of variable fee structures.
Rates across six two-year fixed-rate products have been reduced by 0.20%, while 13 five-year fixed-rate products have been cut by 0.10%. Following the changes, selected 75% LTV product highlights include:
- Core and Core AVM two-year fixes at 4.09%, with a 5% fee.
- Core and Core AVM two-year fixes at 5.59%, with a 2% fee.
- Core and Core AVM five-year fixes at 4.94%, with a 6% fee.
- Core and Core AVM five-year fixes at 5.74%, with a 2% fee.
The Core range is available for lending on standard properties for individuals, limited companies and LLPs. It is available to landlords with portfolios of any size and also offers AVM options.
Landbay said the latest reductions provide brokers and their landlord clients with more competitive pricing across both two- and five-year fixed-rate options, while the range of fee structures provides further choice when assessing different borrowing requirements.
Rob Stanton, Sales and Distribution Director at Landbay, said:
“Where market conditions give us the opportunity to improve our pricing, we want to act quickly and pass that on to brokers and their landlord clients. These latest reductions strengthen our Core range across both two- and five-year fixed rates, giving advisers access to more competitive options at 75% LTV.
“The combination of standard and AVM products, alongside a choice of fee structures, means brokers can consider different options depending on the priorities of each landlord client. That flexibility remains important when advisers are dealing with a broad range of borrowing requirements and looking to balance headline rate with the overall cost of a mortgage.
“We remain focused on providing competitive pricing alongside product choice and certainty of service, giving brokers practical options and the confidence to place buy-to-let business with Landbay.”
