Buy-to-let lender, Landbay, has today (13th November 2026) announced further price reductions across its Premier range, with rate cuts of up to 15 basis points (bps) on a wide selection of two- and five-year fixed-rate products, available at 75% LTV.
Premier is Landbay's range of standard buy-to-let products for landlords with up to 15 mortgaged properties, available to both individual and limited company borrowers, and features some of the lender's most competitive rates.
The latest reductions include cuts of 15bps across its Premier five-year fixed-rate products, covering Remortgage AVM, Free Valuation, Assisted Legals and Cashback options, alongside reductions of 5bps across two-year fixed rates, covering Remortgage AVM, Like-for-Like and Product Transfer.
Following the reductions, Premier two-year fixed-rate products at 75% LTV are now available from 4.19% with a 5% fee, while a 6.19% option is available with a 1% fee. Five-year fixed rates start from 5.24% with a 5% fee, with a zero-fee option available at 6.24%.
Within its remortgage range, Premier AVM two-year fixed rates are available from 4.19% with a 5% fee, while five-year AVM options start from 5.24% with a 5% fee. Five-year remortgage products with a free valuation are also available from 5.29% with a 5% fee.
Landbay has also reduced its Premier five-year fixed-rate Product Transfer products by 10bps, with rates at 75% LTV now starting from 5.34% with a 5% fee, alongside a zero-fee option at 6.34%.
Further reductions of 5bps have been made across its Premier Small HMO two- and five-year fixed-rate products, including Product Transfer options. Two-year fixed rates at 75% LTV are now available from 5.34% with a 3% fee, while five-year fixes start from 5.54% with a 5% fee.
A number of Premier range products are also available in Scotland, including two- and five-year fixed rates and trackers, alongside a variety of remortgage options including AVMs, Like-for-Like remortgages, Free Valuations, including those with £500 cashback. The Premier Small HMO products are also available to Scottish landlord borrowers.
Landbay recently expanded its Scottish proposition with the launch of its Core range, which is available across Scotland with the exception of Aberdeen, Dundee, Inverness and the Isle of Bute.
These latest Premier range reductions follow further repricing earlier this week, when the lender announced cuts across 37 five-year fixed-rate products within its Core, Core AVM and Specialist ranges.
Rob Stanton, Sales and Distribution Director at Landbay, said:
“Following the reductions we announced across our Core and Specialist ranges earlier this week, we are pleased to be able to make further improvements to our Premier pricing, with cuts across a wide selection of two- and five-year fixed-rate products.
“Premier remains an important part of our overall buy-to-let proposition, providing highly competitive product options for landlords with more straightforward borrowing requirements. These latest changes give advisers access to improved pricing across a variety of product types, fee structures and mortgage terms, whether their clients are purchasing or remortgaging investment properties.
“We have also reduced pricing across our Premier Product Transfer and Small HMO products, ensuring existing Landbay borrowers and those investing in smaller HMO properties can benefit from these latest changes. Remortgage and Product Transfer business remain important areas of focus for us, and we want to ensure advisers have a strong selection of options available when reviewing their existing landlord clients' borrowing requirements.
“Landbay is committed to both competitive pricing and product choice, and we’ll continue to review our options to ensure they meet the needs of advisers and their landlord clients.”
