Keystone Property Finance cuts rates by 15 bps

Keystone Property Finance has cut rates across its fixed rate buy to let product ranges by 15 basis points

Related topics:  Buy to Let,  Rate Cuts
Editor | Modern Lender
27th May 2026
Elise Coole

Keystone Property Finance has cut rates across its fixed rate buy to let product ranges by 15 basis points.
 
The reductions apply across Keystone’s two and five year fixed rate products and follow recent declines in SWAP rates, enabling the specialist lender to improve pricing across its ranges.
 
The new rates apply across Keystone’s Standard, Specialist, Ex-pat, Holiday Let, Product Transfer/Product Transfer Plus and Refurb to Let Exit options.
 
Keystone’s two year tracker products remain available, with pricing unchanged. These continue to provide brokers with flexible options for landlord clients looking to track the Bank of England Base Rate.
 
Rates across Keystone’s buy to let product ranges now start from:

  • Standard: 3.44% at 70% LTV
  • Specialist: 3.49% at 70% LTV
  • Ex-pat: 4.79% at 65% LTV
  • Holiday Let: 5.54% at 65% LTV
  • Product Transfer/PT Plus: 5.09% at 65% LTV
  • Refurb to Let Exit: 5.09% at 65% LTV 

Elise Coole, Managing Director at Keystone Property Finance, said: “We continually review our product range in line with market developments and following the recent reduction in SWAP rates, we have moved quickly to lower pricing across our fixed rate products.
 
“Market conditions remain changeable, so it is important that brokers have access to a broad range of options for their clients. By reducing our fixed rates while maintaining our tracker products, we continue to offer brokers greater choice when looking at both short and longer term options.
 
“Our focus, as always, is on responding swiftly where market conditions allow. Brokers need clarity and certainty when placing cases. These reductions ensure our products remain both competitive and accessible.”

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