InterBay, the specialist commercial lender and part of OSB Group, has refreshed its commercial proposition, introducing a series of pricing and product enhancements designed to give brokers greater flexibility when structuring deals for their clients.
The updates are designed to deliver tangible benefits for brokers, particularly through improved pricing and greater case flexibility.
Key changes include:
- Rates reduced across the owner-occupier range by up to 40bps, strengthening competitiveness in a key segment of the market
- More competitive pricing for larger loans, with lower rates available for borrowing above £2.5m
Improved price positioning at lower loan-to-value tiers, reinforcing InterBay’s ability to support a range of client profiles and risk appetites - EPC-related restrictions removed from the commercial offering, simplifying the structure and making it easier to progress cases across a wider range of property types
Marc Callaghan Head of Commercial Lending, InterBay, said: “Brokers are dealing with increasingly varied commercial cases, so having clarity and confidence in how a deal can be structured is key. This refresh is about giving them a proposition that works for the realities of the current market and supports them in delivering the right outcome for their clients.”
