Instamo Launches FastSubmit with backing from L&C and Haatch

Instamo, the fintech improving connectivity across the mortgage market, today announces the launch of FastSubmit, its new mortgage application submission solution designed to simplify how brokers submit mortgage applications. Instamo also confirms new investment from early-stage VC fund Haatch and L&C Mortgages, supporting the rollout of FastSubmit and the company’s next phase of growth

Related topics:  Distribution,  Technology
Editor | Modern Lender
8th January 2026
Technology 4

Instamo, the fintech improving connectivity across the mortgage market, today announces the launch of FastSubmit, its new mortgage application submission solution designed to simplify how brokers submit mortgage applications. Instamo also confirms new investment from early-stage VC fund Haatch and leading fee free mortgage intermediary L&C Mortgages, supporting the rollout of FastSubmit and the company’s next phase of growth.

FastSubmit delivers a fast-checkout style submission experience for mortgage applications, removing the need for manually keying mortgage applications and reducing friction for both brokers and lenders. Similar to fast checkout in e-commerce, FastSubmit automates submissions by mapping structured application data directly into lender-native portals.

For lenders, FastSubmit works with existing systems rather than replacing them. It acts like a Firestick plugged directly into lender portals, automating submissions inside native workflows and triggering all existing validations, rules, and verification steps exactly as if the application had been keyed manually.

Instamo Founder - Freddie Savundra comments:

“For years, the industry has promised one-click mortgage submissions, but the reality has fallen short. Despite significant investment in APIs, adoption has been limited by inconsistent broker experiences and complex CRM field mapping. L&C’s backing reflects a shared belief that it’s time for a more practical approach. FastSubmit works with lenders as they are today, automating submissions directly through existing lender portals or APIs and completing applications exactly as a broker would.”

L&C CEO Mark Harrington comments:

“Although there have been many developments made to speed up and improve the mortgage application process in recent years, the solutions have all too often fallen short of providing a simple, market wide solution. We have been impressed with the approach of Instamo FastSubmit and the potential to improve efficiency for our colleagues when submitting mortgage applications and enhance accuracy by limiting rekeying errors. The simple, maintenance free implementation works not only for us as a broker but also offers significant opportunity for lenders right across the market.”

Fred Soneya, Co-founder General Partner, Haatch

"At Haatch, we’re backing founders who are transforming how financial services are built and delivered. Freddie and the Instamo team are tackling a major pain point in the mortgage process with real technical rigor, and the momentum they’ve built so far is impressive. We’re excited to support their next phase of growth and help reshape the UK mortgage market."

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