Cohort Capital has expanded its residential lending suite with the introduction of ResiOne, a bridging product from £1m–£6m designed for the mid-market.
ResiOne provides short-term bridging for purchase, acquisition, bridge to sale, light refurbishment, refinance, asset management, development exit, and equity release. The product offers terms of 3–24 months and a maximum LTV of 75%.
What sets ResiOne apart is Cohort’s underwriting approach and its focus on understanding the full story. The team combines asset-led analysis with borrower assessment, ensuring decisions are grounded in commercial reality rather than rigid box-ticking. The lender’s small team and agile structure mean this personal attention never slows the process; brokers still benefit from swift completions and direct access to decision-makers.
Alex Alexandrou, Head of Sales – Residential, said: “Having spent just short of a decade in the residential lending market, I joined Cohort Capital to use my experience to help shape product development that genuinely serves the mid-market. With a strong reputation already established in the bridging space, the team has the expertise and funding to lend at these ticket sizes without compromising on quality, speed or service.
We’ve successfully completed numerous mid-ticket transactions, and ResiOne has now been refined to offer even greater scope, supporting more brokers and borrowers with the same agility, discretion and consistency that define Cohort Capital. ResiOne has been built from the ground up with brokers and borrowers in mind, backed by Cohort Capital’s proven capital strength and a commitment to fast, commercial decisions.”
ResiOne complements Cohort Capital’s existing suite and sits alongside ResiPrime (for residential loans of £6m - £100m+) and Commercial (for commercial assets from £1m to £100m+), giving brokers a single, dependable lender across the capital stack.
Cohort Capital has lent £1.32bn+ since inception, demonstrating capability across both headline, high-value transactions and the market ResiOne serves.
ResiOne highlights:
- £1m–£6m residential bridging for a wide set of use cases
- 3–24 months
- Max LTV 75%.
- Rates from 0.75% per month
- Interest service or retained
- England and Wales
