The Right Mortgage & Protection Network has today (19th March 2026) added England and Wales (IoW included) based digital institution, Afin Bank, to its lender panel.
TRM’s member firms now have access to Afin Bank’s range of flexible residential and buy-to-let mortgage solutions designed to support clients whose financial circumstances may not fit traditional lending models.
Afin Bank is a specialist lender supporting foreign nationals living and working in England and Wales (IoW included) , professionals, self-employed individuals and clients with complex wealth profiles. It offers mortgages with flexible solutions for first-time buyers, movers and remortgages.
Afin offers residential lending up to 95% LTV, with up to six times loan-to-income for qualified professionals. Experienced contractors can apply from the start of a new contract, while self-employed applicants will be considered with one year’s accounts. Capital raising will also be considered.
For buy-to-let borrowers Afin offers up to 75% LTV and will consider first-time buyers, landlords and consumer buy-to-let. There is no minimum income requirement.
The lender also offers a high-net-worth proposition with a bespoke affordability approach which considers the client’s assets, investments and mixed income streams. Afin said this approach supports borrowers who may be asset-rich but income-light.
Victoria Clark, Head of Lending at The Right Mortgage & Protection Network, commented:
“We are always looking to expand the breadth of options available to our member firms, particularly when it comes to lenders that recognise the diverse financial circumstances many clients have today. We’re therefore very pleased to welcome Afin Bank to our lender panel.
“Afin Bank’s flexible mortgage offering and its focus on supporting clients such as foreign nationals, first-time buyers, professionals, self-employed and landlord borrowers will provide advisers and firms within our network with additional solutions when placing business. We look forward to building a strong relationship with the Afin team and seeing the positive impact this partnership will have for our members and their clients.”
John Smith, Senior Business Development Manager from Afin Bank, commented:
“The Right Mortgage Network has built a strong reputation for supporting high-quality advisers and delivering great outcomes for brokers and their clients. We are delighted to be launching with such a well-respected network. At Afin Bank our focus is on building strong relationships with brokers and providing flexible lending solutions backed by a responsive and knowledgeable team.
“Partnering with The Right Mortgage allows us to work closely with a forward-thinking community of advisers, and we look forward to supporting their brokers with solutions that help them place more cases and grow their businesses.”
